If you’re thinking about starting an OnlyFans account, you’re probably wondering, “How much of my earnings will OnlyFans take?” The answer is simple: OnlyFans takes a flat 20% commission on all creator earnings. This fee applies to subscriptions, tips, pay-per-view (PPV) messages, and live streams.While 20% may sound significant, it’s actually one of the lowest platform fees in the industry. Compared to YouTube (which takes 30% of SuperChats) and Twitch (which takes 30-50%), OnlyFans provides creators with a higher share of their earnings.In this guide, we’ll break down exactly how the OnlyFans commission works, how much you can keep, and strategies to increase your take-home pay.<h2 style="line-height: 2;">1. How Much Does OnlyFans Take From Creator Earnings?</h2>OnlyFans charges a 20% commission on every dollar you earn. This percentage is the same for all revenue streams on the platform, including:<ul><li style="line-height: 2;">Monthly Subscriptions: Fans pay a monthly fee to access your exclusive content.</li><li style="line-height: 2;">Tips: Direct payments from fans as a token of appreciation.</li><li style="line-height: 2;"><a href="https://www.erasa.ai/blog/how-to-maximize-your-earnings-with-onlyfans-ppv" target="_blank">Pay-Per-View (PPV) Messages</a>: Fans pay to unlock special content in their DMs.</li><li style="line-height: 2;">Live Stream Tips: Viewers can send tips during live streams.</li></ul>This means that if you make $100 from any of these sources, OnlyFans takes $20, and you keep $80.<table style="width: auto;"><tbody><tr><th colSpan="1" rowSpan="1" width="auto">Earnings Source</th><th colSpan="1" rowSpan="1" width="auto">Total Amount</th><th colSpan="1" rowSpan="1" width="auto">OnlyFans' Cut (20%)</th><th colSpan="1" rowSpan="1" width="auto">Your Take-Home (80%)</th></tr><tr><td colSpan="1" rowSpan="1" width="auto">Subscription ($10)</td><td colSpan="1" rowSpan="1" width="auto">$10</td><td colSpan="1" rowSpan="1" width="auto">$2</td><td colSpan="1" rowSpan="1" width="auto">$8</td></tr><tr><td colSpan="1" rowSpan="1" width="auto">PPV Message ($50)</td><td colSpan="1" rowSpan="1" width="auto">$50</td><td colSpan="1" rowSpan="1" width="auto">$10</td><td colSpan="1" rowSpan="1" width="auto">$40</td></tr><tr><td colSpan="1" rowSpan="1" width="auto">Tip ($100)</td><td colSpan="1" rowSpan="1" width="auto">$100</td><td colSpan="1" rowSpan="1" width="auto">$20</td><td colSpan="1" rowSpan="1" width="auto">$80</td></tr><tr><td colSpan="1" rowSpan="1" width="auto">Live Stream Tips ($200)</td><td colSpan="1" rowSpan="1" width="auto">$200</td><td colSpan="1" rowSpan="1" width="auto">$40</td><td colSpan="1" rowSpan="1" width="auto">$160</td></tr></tbody></table>This simple 80/20 split makes it easy for creators to calculate their potential earnings.<h2 style="line-height: 2;">2. Why Does OnlyFans Take 20%?</h2>While creators may be frustrated with the 20% cut, it’s important to understand why OnlyFans takes this fee. Here’s what the 20% commission covers:<h3 style="line-height: 2;">1. Platform Maintenance</h3>OnlyFans handles all the technical work, like server maintenance, security updates, and platform development. Without these features, creators would have to build their own websites or payment systems, which would be significantly more expensive.<h3 style="line-height: 2;">2. Payment Processing Fees</h3>Payment processors like Visa, Mastercard, and PayPal charge fees for every transaction. OnlyFans covers this cost, so you don’t have to worry about processing fees eating into your revenue.<h3 style="line-height: 2;">3. Customer Support &amp; Dispute Management</h3>If a subscriber issues a chargeback or disputes a payment, OnlyFans handles it. This saves creators time and effort dealing with complaints or refund requests.<h3 style="line-height: 2;">4. Content Hosting &amp; Bandwidth</h3>OnlyFans hosts millions of photos, videos, and live streams from creators all over the world. The platform’s 20% fee helps pay for storage, streaming services, and bandwidth to keep your content running smoothly.<h3 style="line-height: 2;">5. Security &amp; Privacy</h3>OnlyFans protects creators by ensuring that their personal information remains private. The 20% fee also funds tools that help combat piracy and leaked content.<h2 style="line-height: 2;">3. How Much Can You Earn on OnlyFans After the 20% Cut?</h2>After OnlyFans takes their 20% fee, you get to keep 80% of your earnings. But how much does that actually look like in terms of real earnings? Here’s a breakdown of potential monthly earnings at different subscriber levels.<h3 style="line-height: 2;">Example 1: Small Creator</h3><ul><li style="line-height: 2;">Subscribers: 50</li><li style="line-height: 2;">Subscription Price: $10/month</li><li style="line-height: 2;">Total Revenue: 50 x $10 = $500/month</li><li style="line-height: 2;">OnlyFans' 20% Fee: $500 x 20% = $100</li><li style="line-height: 2;">Your Take-Home Pay: $500 - $100 = $400/month</li></ul><h3 style="line-height: 2;">Example 2: Mid-Level Creator</h3><ul><li style="line-height: 2;">Subscribers: 500</li><li style="line-height: 2;">Subscription Price: $15/month</li><li style="line-height: 2;">Total Revenue: 500 x $15 = $7,500/month</li><li style="line-height: 2;">OnlyFans' 20% Fee: $7,500 x 20% = $1,500</li><li style="line-height: 2;">Your Take-Home Pay: $7,500 - $1,500 = $6,000/month</li></ul><h3 style="line-height: 2;">Example 3: Top Creator</h3><ul><li style="line-height: 2;">Subscribers: 5,000</li><li style="line-height: 2;">Subscription Price: $20/month</li><li style="line-height: 2;">Total Revenue: 5,000 x $20 = $100,000/month</li><li style="line-height: 2;">OnlyFans' 20% Fee: $100,000 x 20% = $20,000</li><li style="line-height: 2;">Your Take-Home Pay: $100,000 - $20,000 = $80,000/month</li></ul>As you can see, the more subscribers you have, the higher your earning potential. Diversifying your revenue streams with PPV content, tips, and custom content can significantly boost your take-home pay.<h2 style="line-height: 2;">4. How to Earn More on OnlyFans Despite the 20% Cut</h2>Even though OnlyFans takes a 20% commission, you can still maximize your earnings with these strategies:<h3 style="line-height: 2;">1. Use Pay-Per-View (PPV) Messages</h3>Don’t rely on just subscription fees. Send exclusive photos, videos, and personalized messages that subscribers can pay to unlock. Since <a href="https://www.erasa.ai/blog/how-to-maximize-your-earnings-with-onlyfans-ppv" target="_blank">PPV prices</a> are set by you, this can significantly increase your overall revenue.<h3 style="line-height: 2;">2. Offer Custom Content for a Premium</h3>Fans love exclusive, personalized content. Offer custom photo or video requests, and charge a premium for this service. This can be a major source of additional revenue.<h3 style="line-height: 2;">3. Run Promotions and Discounts</h3>Offer limited-time discounts on your subscription fees. When users see a “sale” price, they’re more likely to subscribe. Consider offering a discount for the first 50 subscribers.<h3 style="line-height: 2;">4. Encourage Tips</h3>Tips are extra payments that subscribers send to show appreciation. By offering shoutouts or exclusive content in exchange for tips, you can increase your overall revenue.<h3 style="line-height: 2;">5. Focus on Subscriber Retention</h3>The more subscribers you retain, the higher your recurring monthly revenue. Offer new content every week, reply to subscriber messages, and engage with fans to increase loyalty.<h2 style="line-height: 2;">5. Are There Any Hidden Fees?</h2>Other than the 20% cut, there are no hidden fees on OnlyFans. However, creators should be aware of the following:<ul><li style="line-height: 2;">Bank Transfer Fees: Depending on your bank, you may pay a small withdrawal fee.</li><li style="line-height: 2;">Currency Conversion Fees: If your payout is in a currency other than your local currency, you may face small currency conversion fees.</li></ul><h2 style="line-height: 2;">6. Pros and Cons of OnlyFans' 20% Fee</h2>Here’s a quick summary of the pros and cons of OnlyFans’ 20% commission:<table style="width: auto;"><tbody><tr><th colSpan="1" rowSpan="1" width="auto">Pros</th><th colSpan="1" rowSpan="1" width="auto">Cons</th></tr><tr><td colSpan="1" rowSpan="1" width="auto">Lower fee than YouTube (30%)</td><td colSpan="1" rowSpan="1" width="auto">20% may feel like a lot</td></tr><tr><td colSpan="1" rowSpan="1" width="auto">Covers processing & hosting</td><td colSpan="1" rowSpan="1" width="auto">Can’t avoid the fee</td></tr><tr><td colSpan="1" rowSpan="1" width="auto">Offers tools, privacy, & support</td><td colSpan="1" rowSpan="1" width="auto">No way to negotiate fees</td></tr><tr><td colSpan="1" rowSpan="1" width="auto">No surprise hidden fees</td><td colSpan="1" rowSpan="1" width="auto">Fees apply to tips too</td></tr></tbody></table> <h2 style="line-height: 2;">7. Final Thoughts: Is OnlyFans' 20% Fee Fair?</h2>The 20% commission may seem high, but compared to platforms like Twitch (30-50%) or YouTube (30%), it’s actually one of the lowest in the industry. OnlyFans provides you with hosting, support, and privacy tools — services that would cost far more if you had to set up your own website.With multiple ways to earn (subscriptions, tips, PPV content), creators can still earn significant income. Focus on growing your subscriber base, maximizing tips, and <a href="https://www.erasa.ai/blog/how-to-maximize-your-earnings-with-onlyfans-ppv" target="_blank">leveraging PPV content</a> to increase your revenue.If you’re serious about growing your OnlyFans income, understanding how the platform takes its cut is crucial. By following the strategies listed above, you’ll be able to make the most of your OnlyFans earnings — even after the 20% fee.

What Percent Does OnlyFans Take?

Learn how OnlyFans' 20% fee works, calculate your earnings, and discover proven strategies to maximize your income and boost your profits on the platform.

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What Percent Does OnlyFans Take?

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